Monday, May 31, 2010
What’s Your Financial Fitness Score?
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Find out if you are heading towards financial freedom or financial despair. Your financial fitness score shows how you stack up in a down economy. Take your time and enjoy!
Are finances often the source of contention and conflict between you and your companion?
10: Never 8: Seldom 6: Monthly 4: Twice a month 2: Weekly 0: Constantly
Do you worry about having money for your needs?
10: Never 8: Seldom 6: Monthly 4: Twice a month 2: Weekly 0: Constantly
How much money do you save each month?
10: 10% of your gross income 8: 6% 6: 3% 4: 1% of your income
2: you save very little or nothing at all 0: you spend more than you make
What percentage of your income goes towards debt elimination?
10: have no debt 8: less than 20% for debt payments 6: less than 30% 4: less than 40%
2: less than 50% for debt payments 0: pay over 50% for debt payments
Do you keep your finances organized, including bank accounts, insurance policies, trusts, wills etc.?
10: You know where all financial documents are and have established a will and/or trust.
8: You can easily find all financial documents.
6: Your financial documents are in one place.
3: You could find your financial documents if necessary.
0: You and your companion do not know where financial documents are kept.
Are you financially prepared for the future?
10: You have three months of emergency savings, a retirement plan and you are properly insured.
8: You have some savings and proper insurance.
6: You have proper insurance.
4: You have a current savings account and plan to reevaluate your insurance.
0: You are living day to day.
Do you have a retirement plan?
10: You have a written retirement plan with a retirement date and annual income needed.
7: You are working on a retirement plan and make regular deposits into retirement account(s).
4: You make occasional deposits.
1: You have thought about making a plan.
Do you understand how taxes can affect your retirement savings?
10: You take advantage of tax-free and tax-deferred investments.
8: You are investing in a tax deferred IRA and/or retirement plan(s).
5: You have learned about your employer's tax deferred savings program.
2: You have considered a tax-deferred savings plan.
For every book or article you have read on financial matters in the past year give yourself one point (up to ten).
Give yourself one point (up to ten) for every significant tax law you know that directly affects your financial situation.
Total Score: __________ ___________
0 to 20 Disastrous! Immediate action is required.
21 to 40 Dangerous: Your future is at stake if no action is taken.
41 to 60 Dreary: Improvements are necessary to ensure financial stability.
61 to 80 Good: Minor changes are needed to ensure financial freedom.
81 to 100 Dead on! Keep up the good work.
Labels: fitness coach, health care, virtual fitness coach, क्रेडिट card
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Tuesday, May 25, 2010
Finding Freedom Through Faith and Fitness
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“So if the Son sets you free, you will be free indeed.” John 8:36.
Does your current fitness level prevent you from feeling free to do the things you have been called to do?
Without realizing it, our health can hinder us from giving God all the glory. There are days, even weeks and months, that we just don’t have the energy and the endurance to do what God has called us to do.
Have you ever noticed a preacher so winded that he could barely finish his sermon? Or servants of Christ so overweight that they had to stop and catch their breath, every 5 steps?
Lifestyle-related illnesses such as obesity, heart disease and diabetes can be a direct result of our lifestyle choices, and can enslave us and dominate our actions.
God has promised us freedom through His son Jesus Christ. Our job is to agree with Him and then align our lifestyles with His vision for us.
Begin today to see your health and wellness from a different perspective. See it as a way to glorify God, to better fulfill your calling and to be a living witness to others. We’ve got to admit that if we want to influence others, we should be able show them a lifestyle that they would desire.
If your desire is to lose weight, then begin to get involved in a Bible-based weight releasing program where you can partner with the Holy Spirit to help you be in the best health that God has called you to be.
Beloved, God wants us free. Where the spirit of the Lord is, there is liberty.
Labels: faith, Fitness, fitness coach, fitness instructor, virtual fitness coach, weight loss, Weight Release, Wellness
Discover What Is The Perfect Business
According to Robert Kiyosaki of Rich Dad Poor Dad
Click this now to the Perfect Global Business Video
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Business Marketing by Aredconsult
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Wednesday, May 19, 2010
5 Top Reasons Why People Hire Virtual Fitness Coach
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Have you ever heard of the term "virtual fitness coach"? Just like a personal trainer in the gym who will closely monitor your workout sessions, this type of coach will serve as your personal coach. The only difference is that you will not have a face-to-face interaction– it will all be done through consultations and communications online.
Amp Up Your Personal Fitness Training with a Virtual Fitness Coach
First up, let us take a look at the role that a virtual fitness coach plays on your personal physical training so that you can have a head start with meeting your workout goals.
These days, a lot of people find it difficult to squeeze in some serious workout time to have serious workout sessions, what with all the things that they have to do at work at home. Let's take a working mother as an example.
Rather than spending her time on personal fitness training sessions in the gym, she would rather work out at home so that she can watch over the kids while doing it. If she does it this way, there is a big possibility that she will not meet her weight loss goals because she does not have the benefit of having a personal trainer or instructor working beside her.
This is where a virtual coach for your workout sessions comes in. By hiring one, she can enjoy all the benefits of having a personal trainer in the gym – while having the freedom to workout at home.
Enumerating the Top 5 Reasons Why It Pays to Hire a Virtual Fitness Coach
So what are the top 5 reasons why it pays to hire a coach for your workout sessions? Take a look at the following list:
1. A virtual fitness coach will help you evaluate your current level of being fit on the onset of the training program.
2. Once your initial strength level is determined, an instructor will be able to help you create a personalized fitness training program so that you can reach your weight loss goals.
3. This type of coach can double up as a morale booster, to give you the encouragement you need when you are lagging in your personal training program.
4. A virtual fitness coach is the best motivator for you to pursue your weight loss goals.
5. Unlike hiring a personal trainer in the gym, seeking the help of this type of a coach is usually more cost-effective.
If you are looking for a virtual fitness coach to help you reach your weight loss goals so that you can have the body type that you want, check out Zara4Training for Personal Training in the UK.
Through their site, you can get nutritional advice and enjoy all the benefits associated with having a personal trainer in the gym while having the freedom to workout at your own pace, right in the comfort of your own home.
Labels: Fitness, fitness coach, fitness instructor, fitness trainers, personal fitness trainer, virtual fitness coach
Discover What Is The Perfect Business
According to Robert Kiyosaki of Rich Dad Poor Dad
Click this now to the Perfect Global Business Video
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Business Marketing by Aredconsult
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